Variant Leasing's Superior Lending Services takes the lead when it comes to competitive pricing, flexible terms and outstanding customer service. The entire team at Variant Leasing takes pride in our ability to develop and earn mutual trust and respect with our customers. Our approach is to work diligently on your transaction and establish a long term relationship with your firm that you can count on every time you contact Variant Leasing with a financing request. From small transactions to large complex transactions we know you have time constraints and Variant Leasing will respond to all your financing requests in a timely manner with a well thought out customized solution.
- True Lease
- A Lease that provides for lower monthly payments and offers the option to purchase, renew or return the equipment at expiration.
- Capital Lease
- A Capital Lease has a built-in mechanism for the ownership of the asset to pass from the leasing company to the customer at the end of the lease. This usually calls for a last payment of $1.00 or a fixed percentage of the original equipment cost.
- Sale-Leaseback
- An arrangement whereby equipment is purchased by a Lessor from the company owning and using it. The Lessor then becomes the owner and leases it back to the original owner, who continues to use the equipment.
- Synthetic Lease
- A Lease structured to qualify as an Operating Lease for financial reporting purposes; however, the Lessee is considered the tax owner of the equipment.
- Terminal Rental Adjustment Clause Lease (TRAC Lease)
- A Lease limited to titled motor vehicles providing the cost advantages of a True Lease with the added benefit of a predetermined purchase provision (which is guaranteed by the Lessee).
- Lease for Tax Exempt Municipalities
- A Lease available to municipalities, state and local government entities, hospitals, nursing homes and other qualifying entities.
|
|
|
- Conserves Working Capital
- Leasing preserves your working capital by requiring only a minimum initial outlay of cash. Your working capital is retained for more productive operational uses and additional business opportunities.
- 100% Financing
- In most cases leasing allows you to finance an entire purchase including software, hardware, consulting, maintenance, freight installation and training costs.
- Preserve Credit Lines
- Leasing conserves your bank line of credit so that you are prepared for an emergency or other unexpected demand for cash.
- Flexibility
- Lease terms range from 24 to 84 months depending upon transaction and equipment type. A lease may be structured to meet the needs of the customer by providing tax advantages, optimizing cash flow, and flexible end of lease options.
- Budget Constraints
- Most leases can be structured so that payments are made with operating rather than capital funds. This can eliminate or reduce capital budget delays. Leased equipment can be purchased later if capital becomes available. A percentage of the lease payments can be credited toward the purchase of the equipment.
- Tax Advantages
- Operating leases are generally treated as 100% tax deductible business expenses paid from pre-tax earnings instead of after tax profits. Your tax professional should be consulted for more advice.
- Avoid Obsolescence
- Because flexibility is one of the greatest benefits of leasing, you never have to be faced with operating and maintaining out-of-date equipment. Leasing provides you with the ability to keep pace with technology by allowing you to easily add or upgrade to state-of-the-art equipment to meet the technological demands of your industry.
- Pay As The Cash Flows
- Leasing lets the equipment pay for itself. Equipment expenses are paid on a monthly basis as the equipment earns revenue.
- Ease and Convenience
- Applying for a lease is easy and convenient. Variant Leasing has no limit on the dollar amount of your transaction. For small leases under $75,000.00 you may conveniently Apply Online.
Variant Leasing provides equipment manufacturers and distributors with customized customer financing programs designed to increase your product sales. Our quick turn around time and structured programs will not only help you enhance your competitive position by accommodating the unique financial requirements of your customers.
- Competitive Edge
- Stay in front of your customer by becoming the total solution; provide "one stop shopping" for all their funding needs.
- Price Advantage
- Providing financing to your customer differentiates you from the competition. Quote a low monthly payment that will meet your customer's financial and cash flow goals.
- Closing the Deal
- Financing allows your customer to avoid purchasing delays customers can receive and install their equipment as soon as you fill their order.
- Increase Orders
- Add-ons and up-sells are easier, creating larger equipment sales and increased commissions!
- Repeat Business
- Your customers will appreciate and remember the purchasing options and financial flexibility offered while working with you for their equipment needs.
- Marketing Programs
- Participate in joint marketing and advertising opportunities such as vendor incentive programs, trade shows and telemarketing support.